The Lone Star Rewards Program is a relationship-pricing program. The more products and services you use with InvesTex, the more benefits you receive.
Direct Deposit Discount: You can receive ½ % off when you sign up for Direct Deposit or already have Direct Deposit of a cumulative deposit amount of $1,000 or higher.
If you do not have direct deposit of $1,000 per month or higher established but sign up and start by the end of the second month following loan closing, InvesTex will honor that discount. Once direct deposit is verified, InvesTex will reduce the rate at that time in the system and complete a subsequent action form to note the discount given.
Also, for each of the following products/services, a member can earn an additional .125% discount on loan rates (excluding Mortgages, Credit Cards, CD /Share Secured Loans) for a max of .50% discount.
Credit Life
Credit Disability
GAP
Warranty
Card Valet for Debit Card
Alerts for Debit/Credit Card, Online Banking
Member for 10+ years
Checking-Lone Star Select, Diamond, High Yield or Money Market
Automatic Payments from Direct Deposit or ACH
$1,000+ IRA, CD or Share Balance
New or Existing Credit Card w/ minimum limit of $2,500
Existing Loans w/ Total Balance of >$10,000
Enrolled in Online Banking WITH eStatements
Active Online Bill Pay User
Primary is Enrolled College Student
EPA Milage – NEW Vehicle per MSRP Sticker is >35 MPG Hwy
The Direct Deposit and Products/Services discounts can be combined for a discount maximum of 1.0%.
*Please note that the final approved rate cannot go below our advertised low rate by term.
