THIRD PARTY LINKS
From the InvesTex Credit Union Web site, you may access a variety of sites maintained by third parties. In accessing these sites, you are leaving the InvesTex Credit Union Web site. These sites are managed by organizations that may or may not have a business relationship with the credit union. InvesTex Credit Union is not responsible for the content presented at these sites nor information collected at these sites. Refer to the privacy statement and security policy of each site for additional information about how that particular organization manages information. InvesTex Credit Union does not represent either the third party or the member if the two enter into a transaction.

COMPLAINT NOTICE
If you have a problem with the services provided by this credit union, please contact us at:
InvesTex Credit Union
8404 FM 1960 Bypass Road W
Humble, Texas 77338
(281) 449-0109 or Info@InvesTexCU.org

The credit union is incorporated under the laws of the State of Texas and under state law is
subject to regulatory oversight by the Texas Credit Union Department. If any dispute is not
resolved to your satisfaction, you may also file a complaint against the credit union by contacting
the Texas Credit Union Department through one of the means indicated below: In Person or U.S.
Mail: 914 East Anderson Lane, Austin, Texas 78752-1699, Telephone Number: (512) 837-9236,
Facsimile Number: (512) 832-0278; email: complaints@cud.texas.gov , Website: www.cud.texas.gov.”

SAFE ACT REGISTRATION DISCLOSURE
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires credit union mortgage loan originators and their employment institutions to register with the Nationwide Mortgage Licensing System & Registry (NMLS).

Each employee of a credit union who acts as a mortgage loan originator must register with the Registry, obtain a unique identifier, and maintain this registration in accordance with the Requirements of the SAFE Act.  CLICK HERE to review a list of the registered mortgage loan originators at InvesTex Credit Union.

FAIR CREDIT REPORTING (FCR ACT) NOTICE
InvesTex Credit Union may report information about your accounts to the credit bureaus.  Late payments, missed payments, or other defaults on accounts may be reflected in your credit reports.  InvesTex Credit Union will notify you no later than 30 days after any negative information is reported to consumer reporting agencies.  InvesTex Credit Union is required to post this notice to be in compliance with the FCR Act.

PRIVACY NOTICE
InvesTex respects your rights to privacy. We adhere to procedures that protect your personal financial information. It is important to safeguard your privacy and preserve your trust in us.  CLICK HERE to view our latest Privacy Notice.

GET TO KNOW YOUR CREDIT UNION
As a member of InvesTex Credit Union, you are an owner and have the right to various types of information about your credit union in accordance with the Texas State Finance Code 15.4105.  InvesTex produces an annual report that is made available during the Annual Meeting and within each InvesTex branch location.  Below is a list of the information available for you to learn more about your credit union:

• Annual Report
• Privacy Policy
• Bylaws
• Articles of Incorporation
• Membership Agreement/Disclosures

You also may view a summary of the most recent annual audit, the most recent statement of financial condition, the IRS Form 990, as well as any other documents consistent with applicable laws or regulations.  Thank you for your membership.

NOTICE OF CHANGE TO OUR FUNDS AVAILABILITY POLICY
Due to changes in Federal regulations, our Funds Availability Policy is changing effective July 1, 2020.

Our general policy is to allow you to withdraw funds deposited in your account on the first business day after the day we receive your deposit.  Funds from electronic direct deposits will be available on the day we receive the deposit.  ln some cases, we may delay your ability to withdraw funds beyond the first business day.  In these instances, we are increasing the amount we make available for withdrawal by checks not subject to next day availability and for large deposits, new accounts, and accounts with repeat overdrafts.  Changes to our Funds Availability Policy do not affect savings accounts and money market accounts.